thaner

gia ayton akribws ton logo thewrw tin parapanw analysh paraplanitiki giati basizetai se prosfores tin twrinh periodo kai oxi se pragmatiko kostos to synolikou proiontos. to problima bebaia den einai stin apati twn trapezwn alla sto oti emeis kathomaste kai dinoume basi sto ti akougetai hwris na psaksoume tin ousia, me apotelesma na peftoume thymata twn diafimisewn kai twn entypwsewn. oute epishs me endiaferei to epitokio stis mikrokatatheseis giati poly apla oso kai an einai siga ta lefta pou tha parw. etsi ki alliws, aytos pou noiazetai gia to ti tha parei, otidipote poso pera apo ayta pou hreiazetai gia ta bdomadiatika eksoda to ehei sti heiroteri se a/k diaheirisis diathesimwn.

pane me to ekkatharistiko sou kai ena prosfato filo misthodosias. emena sto stegastiko i ethniki mou ypologise to mistho x 14 kai as elege 2000 to ekkatharistiko mou.

stis katatheseis me fakelo ta xrimata pernan sto logariasmo tin epomeni pou anoigoun oi ypalliloi tous fakellous kai metran ta lefta. stin peiraiws malista parolo pou tin epomeni einai sto logariasmo den mporeis na ta bgaleis mehri tin paraepomeni. twra i ethniki (kai kati akousa kai i eurobank) bazei mihanakia pou metrane ta hrimata epitopou kai mpainoun ekeinh th stigmh sto logariasmo. malista mpainoun kai me valeur aythimeron pou simainei oti tokizontai mia mera parapanw apo oti i katathesi sto tameio kai epishs mporoun na meraferthoun amesa hwris hrewstikous tokous...

poio miso eyrw?

isxyoun gia to tamieythrio tous. alla ws sinithws oi ypalliloi tis alpha den skeftikan na sou rwtisoun tin ilikia sou kai na sou proteinoun na bgaleis logariasmo gia neous pou den ehei tis parapanw hrewseis, etsi?

loipon, pythagora kai loipoi, i eurobank kai i kyprou (kai isws kai alles) dinoun visa debit gia analipseis kai me to pou fevgeis apo to katastima stin gyrnane xwris na se rwtisoun se visa pistwtiki. sti eurobank malista eniote tin bazoun kai san kyrio logariasmo wste mesw dias na hrewnesai analipsi metritwn sti pistwtiki. bebaia ston filo mas ton chrismas dwsane lysh, alla panta afou kanoun to kommati tous, tin patiseis, kai pas na tous briseis. diladi an den katalaboun oti se hanoun prospathoun na se toumparoun gia na sou perasoun ayto pou theloun. ayto ennow p****s. ehw kai egw analoges periptwseis (kai proswpikes) se polla proionta tis trapezas kai pleon ehw apofasisei oti den ksanampainw se katastima tous giati bariemai na mallwnw gia na kerdisw ayta pou mou yposhontai exarhis... btw, panosh,mallon i mesi hrisi kai oxi to meso kerdos einai kapou 250 eyrw. opws ta diabasa prosfata kapou 500 eyrw einai i mesi xrisi stis epaggelmatikes pistwtikes kai kapou 55 i proswpikes.

egw twra tha anoiga spoudazw tis ethnikis me 500 eyrw overdraft atoka. kai visa electron me xamilo orio. den kserw omws an douleyei kala sto internet...

einai apo tis pio eyeliktes apo pleyras diadikasiwn, nai. alla otan kanei pragmata xwris na se rwtisei den sou dinei kai poly ti dynatothta na ta ekmetalleyteis swsta...

me tetoies p*******s emfanizei toso kali kerdoforia i eurobank. kai akribws gia aytes tis p*******s tha tin apefevga oso einai ayto dynaton. kai nai i yperanalipsi ginetai me sxetiki aithsh stin trapeza. sinithos xwris dikaiologitika dinoun ena mikro poso, alla an pas ekkatharistiko i fyllo misthodosias dinoun ews kai merika xiliaria orio.

an den eheis ayrio ta 15 eyrw tha tokizetai to ypoloipo me epitokio +2.5% apo to kanoniko mehri na ta plirwseis. an baleis ayrio 20 eyrw sto tameio eisai entaksei. an ta baleis se atm me fakelo tha katatethoun tin epomeni mera opote tha prepei eite na mpeis sto internet mia mera meta eite na pas stin trapeza kai na tous peis na ta paroun apo to logariasmo kai na ta baloun stin pistwtiki. opws kai na ehei afou opws les i elaxisti dosi einai 15 eyrw ta ypoloipa tha tokizontai me to symbatiko epitokio mehri na ta plirwseis opote i diafora den einai kai toso megali, apla frontize na min ta afineis gia logous synepeias. bebaia, egw sti thesi sou gia na apofevgw tetoies periptwseis tha ebaza eyxereia yperanalipsis ston logariasmo mou mou etsi wste na pigainei sta meion kai na min exw problima me tis plirwmes. malista tha zitousa tote na plirwnw olo to poso kai oxi tin elahisti kataboli mias kai i yperanalipsi ehei kata kaona hamilotero epitokio apo tin pistwtiki.

nai ta email einai tyxaia. den ehei hackiastei kanena systhma tis ethnikis. apla pontaroun sto oti einai i megaliteri trapeza kai ara tha ehei tous perisoterous pelates (kai tous ligotero computer adepts opote me megalyterh pithanotita na tin patisoun). sto parelthon malista eihan steilei kai gia pelates tis alpha. nomizw oti stelnoun se .gr email giati egw den ehw labei pote tetoio email oute san spam kai xrisimopoiw internet banking kai tis ethnikis kai tis alpha polla hronia twra...

ma fysika gia na bgazeis lefta apo ta atm... btw, mia diorthosi sto post tou wappy (i opoiou egrapse to arxiko keimeno) oi epithesi einai apo phisers kai oxi apo hackers. koinws den prokeitai na symbei tipota an den syndramoume kai emeis ligaki me tin ashetosynh mas...

i karta stin opoia anaferesai ws apli einai kai ayti xrewstiki karta. xrewstikes legontai oi kartes pou afairoun ta lefta apo to logariasmo sou kai pistwtikes aytes pou oti agoraseis to xrwstas mehri na plirwthei. i visa bgazei kai hrewstikes kai pistwtikes kartes. i maestro bgazei mono hrewstikes. stin ousia ayto pou eheis einai i gnwsti kartoula gia to mihanima, kai mporeis na tin hrisimopoieis me ton idio tropo me palia. to oti mporeis na hrisimopoiiseis tin idia karta kai se katastimata einai kati pou isxye kai palia (an kai den nomizw na yparxei katastima pou na dehetai maestro). opws diapistwses kai esy omws, kapoia katastimata eite den dehontai kartes gia ilektroniki hrisi eite den dehontai hrewstikes kartes. an thes agores mesw internet bgale kai mia pistwtiki (tha elega bale kai aytomati eksoflisi olou tou posou apo ton logariasmo sou) kai eisai entaksei.

an i odos einai stin alli akri tis polis? mipws ontos i kalyterh lysh einai to taksi? mipws tha itan kalytero na ksanaskeftei gia poio logo thelei na paei me ta podia?

giati den bgazeis mia pistwtiki kartoula na teleiwneis?

nai alla emana tha me peisei etsi oti ta nike einai kalytera? na min ponaei kai na min peftei i amerikana kai na min parei i patoulidou to xryso? am de...

Egw ayth th diafimish th briskw poly amerikanikh kai atopi. katarhin giati ta misa athlimata den ta blepoume stin Ellada, kai kata deyteron gia mesa se olous tous apotyxhmenous deihnei kai ti Patoulidou na pairnei to Hryso...

dokimase kai apo ekei. an kai egw tha pigaina sto katastima mou giati ekei mou lene perissoteres leptomereies. profanws einai to prwto hrono dwrean kai meta syndromi kapou 40e to hrono. bebaia mporeis na breis hilious dyo tropous na ti glitwseis. stin ethniki i AB ehei hamilotero epitokio (an skopeyei na min tin ksoflas me ti mia). btw, oi foithtes twra pairnoun kai atoko overdraft kai pistwtiki kai embasmata me shedon mideniki promitheia...

ta daneia theloun eisodimata opote den ginetai. parola ayta mporeis kalista na pareis hwris ekkatharistiko mia pistwtiki karta me mikro orio (i ethniki px dinei 900 eyrw) kai na pas se ena ATM kai na kaneis analipsi to orio sou. bebaia ayto to "daneio" tha einai me peripou 15% epitokio anti gia peripou 10 pou einai ta prwsopika. epipleon tha hrewtheis kai eksoda analipsis (3-20 eyrw). opote mporeis meta siga siga kathe mina na plirwneis ena poso (>= tis elaxistis katabolis pou tha sou leei o logariasmos, nomizw tha einai kapou sta 22,5 eyrw an pareis ola ta lefta) kai kapoia stigmh tha apoplirwthei. opote etsi eheis ena daneio... :)

nai mporeis. kai stis xrewstikes sou erhetai enas logariasmos me ti synallagi kai nomizw oti kai ekei eheis perithwrio 30 imeres alliws tin apodehesai. bebaia egw den tha perimena tha pigaina sto katastima mou i tha epairna tilefwno kai tha eksigousa ti katastasi gia na mou dwsoun odigies. tha ithela na mou peis leptomereies.

stin ethniki karaehei diafora. nomizw kai stin peiraws. leptomereies as mas dwsei kapoios allos. s'ayta mono ebanking xrisimopoiw kai den kserw..

nai. kai nomizw oti i peiraiws ehei arketoutsiki promitheia...

na steileis ta lefta se logariasmo tous. kata protimisi me internet banking tis ethnikis (0,50 euros) giati oloi oi alloi tropoi einai poio akriboi apo to 2%. den ehei na kanei me tis kartes se sxesh me to ekswteriko. ehei na kanei me tis kartes genika kai me tin timologiaki politiki kathe etairias. otan hrisimopoieis pistwtiki (kai apo oti fainetai akoma kai hrewstiki visa electron) kratane ena peripou 2% apo tin epixeirisi. oi perisoteres epixeiriseis to exoun mesa sti timh kai an pswniseis me pistwtiki apla kerdizoun 2% ligotero. kapoies omws "eksypnes" etairies, thelwntas leei na meiwsoun ta kosth, sou lene ti timh apalagmeni apo ta eksoda ayta ta prosthetoun sti synexeia. nomizw oti oi cashcard tis ethnikis stis agores den eihan tetoiou eidous promitheia stis epixeiriseis, alla den kserw an ayto isxyei gia olo to diktyo cirrus i maestro. pantws egw thewrw oti den eprepe na ehei tin idia promitheia i hrewstiki visa me ti pistwtikh visa.

pragmati agapite anapla tipota apo ayta pou grafeis den deixnei oti ftaei to internet banking gia to peristatiko (malista isws einai ayto pou sas boithise na to deite se 2 meres kai oxi px se kana trimhno) an ontws ftaei to internet banking, tote dyo einai ta endehomena. eite na espase i ssl kwdikopoihsh opote den tha kleban mono esas kai tha ginotan pagkosmiws sousouro, eite na pesate thyma phising, na ehete kapoion keylogger sto pc sas i kati paromoio. opws kai na ehei stin teleytaia periptwsi einai kati pou den eythynetai kata bash i trapeza kai na eiste eyharistimenoi pou apofasise na analabei tin eythynh kai na epistrepsei ta lefta. pantws egw tha epsahna tin aitia se allous paragontes...

basika i attica gift card einai gia tis pistwtikes oti i kartokinhth sta kinhta tilefwna :) kai fysika synodeyetai me ayksimeno timologio...